Travel Insurance Claim Denied?
Delayed? Underpaid? Ignored?
You paid for coverage. Now it's time to hold your insurance company accountable!
WE SUE TRAVEL INSURANCE COMPANIES.
Let us review your claim. Upload your denial letter, if available. It takes just 90 seconds.
Fight your denial
Six quick questions. A lawyer will review it.
Thank you. We received your claim.
What happens next
- A lawyer reviews your information and we run a conflict check.
- If we can help, we email you our engagement agreement and the Statement of Client's Rights to sign electronically.
- Once you sign and the firm confirms in writing, we open your file and get to work.
Submitting your claim does not establish an attorney-client relationship. Representation begins only upon written confirmation. Questions? Call (877) 317-2455.
A denial letter is the insurance company's position. It is not the final word.
Travel insurance policies are contracts. Whether a denial holds up depends on the exact policy wording, the facts, and the law. Common reasons insurers give:
Pre-existing condition
Exclusions often hinge on definitions, look-back periods, and waivers.
"Not a covered reason"
The policy language may say otherwise.
Missing documents or late notice
Endless paperwork requests, or a claim called "too late."
CFAR, medical, and interruption
Disputes over timing, percentages, or foreign medical bills.
"Foreseeable" events
Weather, strikes, or other events the insurer says were foreseeable.
Delay and silence
The claim sits "under review" for months.
Lowball offers
An offer far below your loss.
Any other reason
Whatever the reason, we can review it.
We review denials from all travel insurers, including Allianz Travel (AGA Service Company / Allianz Partners), Generali, Jefferson Insurance Company, Travel Guard (AIG), and American Express. Insurer names are used for identification only. Herssein Law Group is not affiliated with any insurer.
Experienced Trial Lawyers. Real Litigation Experience Against Travel Insurance Companies.
We have challenged travel insurance companies in court, including through class action litigation, and obtained favorable judicial rulings.
Past results do not guarantee a similar outcome. Every case is different.
How it works
- 90-second form. Tell us the basics and upload your denial letter or email (a phone photo works).
- Lawyer review. We review your claim and contact you. We'll confirm in writing whether we can take your case.
- Sign and we get to work. If we take it, you e-sign our engagement agreement and we pursue your claim against the insurer.
- No recovery, no fees or costs. If we recover, our attorney's fee is 33⅓% if the case resolves before an answer is filed, 40% after an answer is filed, and 45% if an appeal is required. Any costs advanced by our firm are reimbursed from the recovery before calculating our percentage fee.
Don't wait. Your policy and the law may limit how long you have to act.